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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$339,831$339,831$495,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$155,169$0
Funding fee$1,699$1,699$0
Note rate2.89%2.89%7.18%
Blended rate2.89%4.492%7.42%
1st payment$1,633.55$1,633.55$3,353.30
2nd payment$0.00$1,034.46$0.00
Taxes / mo$643.83$643.83$643.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$36.67$36.67$36.67
Total monthly$2,480.72$3,515.18$4,299.47
Cash to close$210,169$55,000$55,000