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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,041$257,041$297,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$39,959$0
Funding fee$0$0$0
Note rate2.96%2.96%7.18%
Blended rate3.81%4.508%7.42%
1st payment$1,219.08$1,219.08$2,011.98
2nd payment$0.00$299.69$0.00
Taxes / mo$117.50$117.50$117.50
Insurance / mo$150.00$150.00$150.00
MI / mo$205.87$205.87$59.40
HOA / mo$408.00$408.00$408.00
Total monthly$2,100.45$2,400.14$2,746.88
Cash to close$72,959$33,000$33,000