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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$374,842$374,842$405,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$30,158$0
Funding fee$1,874$1,874$0
Note rate3.06%3.06%7.18%
Blended rate3.06%3.502%7.42%
1st payment$1,805.38$1,805.38$2,743.61
2nd payment$0.00$226.18$0.00
Taxes / mo$23.17$23.17$23.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,978.55$2,204.73$2,997.78
Cash to close$75,158$45,000$45,000