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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$115,377$115,377$445,500
Remaining term (yrs)19.919.930.0
Secondary amount$0$330,123$0
Funding fee$0$0$0
Note rate2.75%2.75%7.18%
Blended rate3.6%6.675%7.42%
1st payment$625.54$625.54$3,017.97
2nd payment$0.00$2,132.04$0.00
Taxes / mo$205.42$205.42$205.42
Insurance / mo$166.67$166.67$166.67
MI / mo$108.54$108.54$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,106.15$3,238.20$3,479.16
Cash to close$379,623$49,500$49,500