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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$235,683$235,683$400,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$164,817$0
Funding fee$0$0$0
Note rate3.06%3.06%7.18%
Blended rate3.91%5.593%7.42%
1st payment$1,132.58$1,132.58$2,713.13
2nd payment$0.00$1,098.78$0.00
Taxes / mo$361.00$361.00$361.00
Insurance / mo$150.00$150.00$150.00
MI / mo$188.83$188.83$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,832.41$2,931.19$3,304.23
Cash to close$209,317$44,500$44,500