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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$114,445$114,445$400,500
Remaining term (yrs)16.416.430.0
Secondary amount$0$286,055$0
Funding fee$0$0$0
Note rate3.53%3.53%7.18%
Blended rate4.38%6.787%7.42%
1st payment$763.41$763.41$2,713.13
2nd payment$0.00$1,847.44$0.00
Taxes / mo$228.33$228.33$228.33
Insurance / mo$150.00$150.00$150.00
MI / mo$119.97$119.97$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,261.72$3,109.16$3,171.56
Cash to close$330,555$44,500$44,500