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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$3,910,284$3,910,284$4,949,999
Remaining term (yrs)27.927.930.0
Secondary amount$0$1,039,715$0
Funding fee$19,551$19,551$0
Note rate6.66%6.66%7.18%
Blended rate6.66%6.889%7.42%
1st payment$25,705.08$25,705.08$33,533.02
2nd payment$0.00$6,714.83$0.00
Taxes / mo$2,200.00$2,200.00$2,200.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$990.00
HOA / mo$0.00$0.00$0.00
Total monthly$28,121.74$34,836.57$36,939.68
Cash to close$1,589,715$550,000$550,000