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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$400,352$400,352$427,410
Remaining term (yrs)28.228.230.0
Secondary amount$0$27,058$0
Funding fee$0$0$0
Note rate6.95%6.95%7.18%
Blended rate7.5%7.595%7.42%
1st payment$2,697.33$2,697.33$2,895.42
2nd payment$0.00$202.93$0.00
Taxes / mo$100.75$100.75$100.75
Insurance / mo$166.67$166.67$166.67
MI / mo$186.76$186.76$85.48
HOA / mo$0.00$0.00$0.00
Total monthly$3,151.50$3,354.44$3,248.32
Cash to close$74,548$47,490$47,490