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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$124,800$124,800$202,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$77,700$0
Funding fee$0$0$0
Note rate3.44%3.44%7.18%
Blended rate4.29%6.097%7.42%
1st payment$722.04$722.04$1,371.81
2nd payment$0.00$582.75$0.00
Taxes / mo$306.75$306.75$306.75
Insurance / mo$150.00$150.00$150.00
MI / mo$114.75$114.75$40.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,293.54$1,876.29$1,869.06
Cash to close$100,200$22,500$22,500