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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$179,878$179,878$382,500
Remaining term (yrs)20.820.830.0
Secondary amount$0$202,622$0
Funding fee$0$0$0
Note rate3.97%3.97%7.18%
Blended rate4.82%6.372%7.42%
1st payment$1,056.03$1,056.03$2,591.19
2nd payment$0.00$1,308.60$0.00
Taxes / mo$286.58$286.58$286.58
Insurance / mo$150.00$150.00$150.00
MI / mo$157.25$157.25$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,649.86$2,958.46$3,104.27
Cash to close$245,122$42,500$42,500