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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$198,426$198,426$216,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$29,574$0
Funding fee$0$0$0
Note rate2.68%2.68%7.18%
Blended rate3.53%4.612%7.42%
1st payment$923.52$923.52$1,463.26
2nd payment$0.00$292.66$0.00
Taxes / mo$107.17$107.17$107.17
Insurance / mo$150.00$150.00$150.00
MI / mo$161.70$161.70$43.20
HOA / mo$200.00$200.00$200.00
Total monthly$1,542.39$1,835.05$1,963.63
Cash to close$41,574$12,000$24,000