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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,296$307,296$463,500
Remaining term (yrs)22.022.030.0
Secondary amount$0$156,204$0
Funding fee$0$0$0
Note rate4.63%4.63%7.18%
Blended rate5.48%6.329%7.42%
1st payment$1,853.79$1,853.79$3,139.91
2nd payment$0.00$1,041.36$0.00
Taxes / mo$249.92$249.92$249.92
Insurance / mo$166.67$166.67$166.67
MI / mo$255.25$255.25$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,525.62$3,566.98$3,649.19
Cash to close$207,704$51,500$51,500