Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$484,339	$476,910
Remaining term (yrs)	25.1	30.0
Secondary amount	$0	$0
Funding fee	$2,422	$0
Note rate	2.6%	7.18%
Blended rate	2.6%	7.42%
1st payment	$2,181.85	$3,230.75
2nd payment	$0.00	$0.00
Taxes / mo	$538.92	$538.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$95.38
HOA / mo	$96.67	$96.67
Total monthly	$2,984.10	$4,128.39
Cash to close	$45,561	$52,990