Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$237,477	$216,900
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	3.76%	7.18%
Blended rate	4.61%	7.42%
1st payment	$1,207.80	$1,469.36
2nd payment	$0.00	$0.00
Taxes / mo	$42.95	$42.95
Insurance / mo	$150.00	$150.00
MI / mo	$184.51	$43.38
HOA / mo	$0.00	$0.00
Total monthly	$1,585.26	$1,705.69
Cash to close	$3,523	$24,100