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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$27,208$27,208$90,000
Remaining term (yrs)6.46.430.0
Secondary amount$0$62,792$0
Funding fee$0$0$0
Note rate5.75%5.75%7.18%
Blended rate6.6%8.274%7.42%
1st payment$418.89$418.89$609.69
2nd payment$0.00$470.94$0.00
Taxes / mo$75.75$75.75$75.75
Insurance / mo$150.00$150.00$150.00
MI / mo$50.84$50.84$18.00
HOA / mo$580.00$580.00$580.00
Total monthly$1,275.48$1,746.42$1,433.44
Cash to close$72,792$10,000$10,000