Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$343,082	$328,500
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,715	$0
Note rate	4.17%	7.18%
Blended rate	4.17%	7.42%
1st payment	$1,819.43	$2,225.37
2nd payment	$0.00	$0.00
Taxes / mo	$84.58	$84.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$65.70
HOA / mo	$0.00	$0.00
Total monthly	$2,054.02	$2,525.66
Cash to close	$21,918	$36,500