Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$423,582	$382,410
Remaining term (yrs)	24.8	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	2.87%	7.18%
Blended rate	3.72%	7.42%
1st payment	$1,984.68	$2,590.58
2nd payment	$0.00	$0.00
Taxes / mo	$217.02	$217.02
Insurance / mo	$150.00	$150.00
MI / mo	$339.06	$76.48
HOA / mo	$0.00	$0.00
Total monthly	$2,690.75	$3,034.08
Cash to close	$1,318	$42,490