Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$559,347	$535,500
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.25%	7.18%
Blended rate	4.8%	7.42%
1st payment	$2,849.82	$3,627.66
2nd payment	$0.00	$0.00
Taxes / mo	$582.00	$582.00
Insurance / mo	$0.00	$0.00
MI / mo	$265.51	$107.10
HOA / mo	$75.00	$75.00
Total monthly	$3,772.34	$4,391.76
Cash to close	$35,653	$59,500