Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$520,041	$472,500
Remaining term (yrs)	25.1	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	2.88%	7.18%
Blended rate	3.73%	7.42%
1st payment	$2,417.31	$3,200.88
2nd payment	$0.00	$0.00
Taxes / mo	$300.75	$300.75
Insurance / mo	$166.67	$166.67
MI / mo	$412.43	$94.50
HOA / mo	$1.67	$1.67
Total monthly	$3,298.83	$3,764.47
Cash to close	$4,959	$52,500