Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$446,792	$436,500
Remaining term (yrs)	28.3	30.0
Secondary amount	$0	$0
Funding fee	$2,234	$0
Note rate	6.5%	7.18%
Blended rate	6.5%	7.42%
1st payment	$2,875.91	$2,957.00
2nd payment	$0.00	$0.00
Taxes / mo	$257.50	$257.50
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$87.30
HOA / mo	$16.00	$16.00
Total monthly	$3,316.08	$3,484.47
Cash to close	$38,208	$48,500