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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,536$490,536$621,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$130,464$0
Funding fee$2,453$2,453$0
Note rate3.34%3.34%7.18%
Blended rate3.34%4.319%7.42%
1st payment$2,472.80$2,472.80$4,206.87
2nd payment$0.00$869.76$0.00
Taxes / mo$302.25$302.25$302.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,941.72$3,811.48$4,799.99
Cash to close$199,464$69,000$69,000