Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$360,266	$333,000
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$1,801	$0
Note rate	5.41%	7.18%
Blended rate	5.41%	7.42%
1st payment	$2,156.57	$2,255.86
2nd payment	$0.00	$0.00
Taxes / mo	$274.00	$274.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$66.60
HOA / mo	$0.00	$0.00
Total monthly	$2,580.57	$2,746.46
Cash to close	$9,734	$37,000