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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$366,116$366,116$508,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$142,384$0
Funding fee$0$0$0
Note rate3.23%3.23%7.18%
Blended rate4.08%5.178%7.42%
1st payment$1,841.38$1,841.38$3,444.76
2nd payment$0.00$949.23$0.00
Taxes / mo$169.83$169.83$169.83
Insurance / mo$166.67$166.67$166.67
MI / mo$300.46$300.46$101.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,478.34$3,427.57$3,882.96
Cash to close$198,884$56,500$56,500