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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$375,026$375,026$490,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$115,474$0
Funding fee$0$0$0
Note rate3.06%3.06%7.18%
Blended rate3.91%4.873%7.42%
1st payment$1,806.27$1,806.27$3,322.82
2nd payment$0.00$769.83$0.00
Taxes / mo$42.83$42.83$42.83
Insurance / mo$166.67$166.67$166.67
MI / mo$301.15$301.15$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,316.92$3,086.75$3,630.42
Cash to close$169,974$54,500$54,500