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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$421,536$421,536$454,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$32,964$0
Funding fee$0$0$0
Note rate5.41%5.41%7.18%
Blended rate6.26%6.459%7.42%
1st payment$2,519.62$2,519.62$3,078.94
2nd payment$0.00$247.23$0.00
Taxes / mo$275.50$275.50$275.50
Insurance / mo$166.67$166.67$166.67
MI / mo$317.48$317.48$90.90
HOA / mo$56.00$56.00$56.00
Total monthly$3,335.27$3,582.50$3,668.01
Cash to close$83,464$50,500$50,500