Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$623,133	$576,000
Remaining term (yrs)	24.8	30.0
Secondary amount	$0	$0
Funding fee	$3,116	$0
Note rate	2.88%	7.18%
Blended rate	2.88%	7.42%
1st payment	$2,922.89	$3,902.02
2nd payment	$0.00	$0.00
Taxes / mo	$709.58	$709.58
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$115.20
HOA / mo	$90.00	$90.00
Total monthly	$3,889.14	$4,983.47
Cash to close	$16,867	$64,000