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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$208,443$208,443$232,200
Remaining term (yrs)24.524.530.0
Secondary amount$0$36,657$0
Funding fee$1,042$1,042$0
Note rate3.08%3.08%7.18%
Blended rate3.08%4.395%7.42%
1st payment$1,008.39$1,008.39$1,573.00
2nd payment$0.00$362.75$0.00
Taxes / mo$109.42$109.42$109.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.44
HOA / mo$436.00$436.00$436.00
Total monthly$1,703.81$2,066.56$2,314.86
Cash to close$49,557$12,900$25,800