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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$332,637$332,637$441,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$108,363$0
Funding fee$0$0$0
Note rate3.31%3.31%7.18%
Blended rate4.16%5.104%7.42%
1st payment$1,679.20$1,679.20$2,987.49
2nd payment$0.00$722.42$0.00
Taxes / mo$270.00$270.00$270.00
Insurance / mo$166.67$166.67$166.67
MI / mo$271.25$271.25$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,387.11$3,109.53$3,512.35
Cash to close$157,363$49,000$49,000