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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$407,576$407,576$567,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$159,424$0
Funding fee$0$0$0
Note rate2.89%2.89%7.18%
Blended rate3.74%4.938%7.42%
1st payment$1,959.19$1,959.19$3,841.06
2nd payment$0.00$1,062.83$0.00
Taxes / mo$602.25$602.25$602.25
Insurance / mo$166.67$166.67$166.67
MI / mo$333.84$333.84$113.40
HOA / mo$30.00$30.00$30.00
Total monthly$3,091.95$4,154.78$4,753.37
Cash to close$222,424$63,000$63,000