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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,473$348,473$1,305,000
Remaining term (yrs)20.720.730.0
Secondary amount$0$956,527$0
Funding fee$1,742$1,742$0
Note rate4.08%4.08%7.18%
Blended rate4.08%6.77%7.42%
1st payment$2,071.46$2,071.46$8,840.52
2nd payment$0.00$6,177.57$0.00
Taxes / mo$334.92$334.92$334.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$261.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,623.04$8,800.61$9,653.11
Cash to close$1,101,527$145,000$145,000