Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$545,132	$535,500
Remaining term (yrs)	27.2	30.0
Secondary amount	$0	$0
Funding fee	$2,726	$0
Note rate	6.82%	7.18%
Blended rate	6.82%	7.42%
1st payment	$3,670.17	$3,627.66
2nd payment	$0.00	$0.00
Taxes / mo	$281.07	$281.07
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$107.10
HOA / mo	$66.58	$66.58
Total monthly	$4,184.48	$4,249.08
Cash to close	$49,868	$59,500