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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,062,292$1,062,292$1,170,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$107,708$0
Funding fee$5,311$5,311$0
Note rate6.5%6.5%7.18%
Blended rate6.5%6.638%7.42%
1st payment$6,790.31$6,790.31$7,925.99
2nd payment$0.00$718.05$0.00
Taxes / mo$578.08$578.08$578.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$234.00
HOA / mo$29.17$29.17$29.17
Total monthly$7,614.23$8,332.28$8,983.91
Cash to close$237,708$130,000$130,000