Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$321,767	$292,410
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$1,609	$0
Note rate	3.76%	7.18%
Blended rate	3.76%	7.42%
1st payment	$1,636.50	$1,980.89
2nd payment	$0.00	$0.00
Taxes / mo	$86.58	$86.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$58.48
HOA / mo	$350.00	$350.00
Total monthly	$2,223.08	$2,625.95
Cash to close	$3,133	$32,490