Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$385,320	$387,000
Remaining term (yrs)	25.1	30.0
Secondary amount	$0	$0
Funding fee	$1,927	$0
Note rate	3.07%	7.18%
Blended rate	3.07%	7.42%
1st payment	$1,829.17	$2,621.67
2nd payment	$0.00	$0.00
Taxes / mo	$203.08	$203.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$77.40
HOA / mo	$435.00	$435.00
Total monthly	$2,617.25	$3,487.16
Cash to close	$44,680	$43,000