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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$286,574$286,574$324,000
Remaining term (yrs)26.126.130.0
Secondary amount$0$37,426$0
Funding fee$0$0$0
Note rate6.33%6.33%7.18%
Blended rate7.18%7.39%7.42%
1st payment$1,870.12$1,870.12$2,194.89
2nd payment$0.00$280.70$0.00
Taxes / mo$175.50$175.50$175.50
Insurance / mo$150.00$150.00$150.00
MI / mo$213.34$213.34$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,408.95$2,689.65$2,585.19
Cash to close$73,426$36,000$36,000