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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,408$194,408$450,000
Remaining term (yrs)18.018.030.0
Secondary amount$0$255,592$0
Funding fee$972$972$0
Note rate4.12%4.12%7.18%
Blended rate4.12%6.182%7.42%
1st payment$1,272.16$1,272.16$3,048.46
2nd payment$0.00$1,650.70$0.00
Taxes / mo$535.17$535.17$535.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,973.99$3,624.68$3,840.29
Cash to close$305,592$50,000$50,000