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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$300,228$300,228$449,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$149,682$0
Funding fee$1,501$1,501$0
Note rate2.98%2.98%7.18%
Blended rate2.98%4.65%7.42%
1st payment$1,427.02$1,427.02$3,047.85
2nd payment$0.00$997.88$0.00
Taxes / mo$295.42$295.42$295.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$690.00$690.00$690.00
Total monthly$2,579.10$3,576.98$4,289.91
Cash to close$199,672$49,990$49,990