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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$277,723$277,723$342,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$64,277$0
Funding fee$0$0$0
Note rate2.74%2.74%7.18%
Blended rate3.59%4.607%7.42%
1st payment$1,301.06$1,301.06$2,316.83
2nd payment$0.00$482.08$0.00
Taxes / mo$120.25$120.25$120.25
Insurance / mo$150.00$150.00$150.00
MI / mo$226.04$226.04$68.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,797.35$2,279.43$2,655.48
Cash to close$102,277$38,000$38,000