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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$389,302$389,302$445,410
Remaining term (yrs)26.126.130.0
Secondary amount$0$56,108$0
Funding fee$0$0$0
Note rate6.81%6.81%7.18%
Blended rate7.66%7.829%7.42%
1st payment$2,656.05$2,656.05$3,017.36
2nd payment$0.00$420.81$0.00
Taxes / mo$210.33$210.33$210.33
Insurance / mo$166.67$166.67$166.67
MI / mo$288.29$288.29$89.08
HOA / mo$0.00$0.00$0.00
Total monthly$3,321.34$3,742.15$3,483.44
Cash to close$105,598$49,490$49,490