Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$115,113	$130,500
Remaining term (yrs)	24.7	30.0
Secondary amount	$0	$0
Funding fee	$576	$0
Note rate	2.98%	7.18%
Blended rate	2.98%	7.42%
1st payment	$547.15	$884.05
2nd payment	$0.00	$0.00
Taxes / mo	$55.42	$55.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$26.10
HOA / mo	$539.00	$539.00
Total monthly	$1,291.56	$1,654.57
Cash to close	$29,887	$14,500