Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$445,154	$427,500
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$2,226	$0
Note rate	6.34%	7.18%
Blended rate	6.34%	7.42%
1st payment	$2,886.54	$2,896.03
2nd payment	$0.00	$0.00
Taxes / mo	$349.75	$349.75
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$85.50
HOA / mo	$0.00	$0.00
Total monthly	$3,402.95	$3,497.95
Cash to close	$29,846	$47,500