Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,391	$282,600
Remaining term (yrs)	26.3	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.36%	7.18%
Blended rate	6.91%	7.42%
1st payment	$1,834.82	$1,914.43
2nd payment	$0.00	$0.00
Taxes / mo	$142.67	$142.67
Insurance / mo	$150.00	$150.00
MI / mo	$135.01	$56.52
HOA / mo	$0.00	$0.00
Total monthly	$2,262.50	$2,263.62
Cash to close	$32,609	$31,400