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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$97,719$97,719$350,100
Remaining term (yrs)12.812.830.0
Secondary amount$0$252,381$0
Funding fee$0$0$0
Note rate5%5%7.18%
Blended rate5.85%7.22%7.42%
1st payment$857.06$857.06$2,371.70
2nd payment$0.00$1,629.96$0.00
Taxes / mo$140.50$140.50$140.50
Insurance / mo$150.00$150.00$150.00
MI / mo$113.09$113.09$70.02
HOA / mo$305.00$305.00$305.00
Total monthly$1,565.65$3,195.61$3,037.22
Cash to close$291,281$38,900$38,900