Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$385,646	$368,999
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.23%	7.18%
Blended rate	6.08%	7.42%
1st payment	$2,270.46	$2,499.73
2nd payment	$0.00	$0.00
Taxes / mo	$467.92	$467.92
Insurance / mo	$150.00	$150.00
MI / mo	$291.89	$73.80
HOA / mo	$0.00	$0.00
Total monthly	$3,180.27	$3,191.44
Cash to close	$24,353	$41,000