Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$772,474	$744,143
Remaining term (yrs)	26.3	30.0
Secondary amount	$0	$0
Funding fee	$3,862	$0
Note rate	5.7%	7.18%
Blended rate	5.7%	7.42%
1st payment	$4,720.16	$5,041.09
2nd payment	$0.00	$0.00
Taxes / mo	$573.17	$573.17
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$148.83
HOA / mo	$47.67	$47.67
Total monthly	$5,557.67	$6,027.42
Cash to close	$54,352	$82,683