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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$75,558$75,558$189,000
Remaining term (yrs)13.813.830.0
Secondary amount$0$113,442$0
Funding fee$0$0$0
Note rate4.56%4.56%7.18%
Blended rate5.41%6.965%7.42%
1st payment$611.92$611.92$1,280.35
2nd payment$0.00$756.28$0.00
Taxes / mo$128.17$128.17$128.17
Insurance / mo$150.00$150.00$150.00
MI / mo$84.95$84.95$37.80
HOA / mo$324.00$324.00$324.00
Total monthly$1,299.03$2,055.31$1,920.32
Cash to close$134,442$21,000$21,000