Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$490,808	$481,500
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	3.45%	7.18%
Blended rate	4.3%	7.42%
1st payment	$2,418.72	$3,261.85
2nd payment	$0.00	$0.00
Taxes / mo	$307.75	$307.75
Insurance / mo	$166.67	$166.67
MI / mo	$383.92	$96.30
HOA / mo	$0.00	$0.00
Total monthly	$3,277.06	$3,832.57
Cash to close	$44,192	$53,500