Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$569,455	$495,000
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$2,847	$0
Note rate	3.45%	7.18%
Blended rate	3.45%	7.42%
1st payment	$2,806.30	$3,353.30
2nd payment	$0.00	$0.00
Taxes / mo	$391.50	$391.50
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$99.00
HOA / mo	$348.00	$348.00
Total monthly	$3,712.47	$4,358.47
Cash to close	$0	$55,000