Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$615,248	$589,410
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$3,076	$0
Note rate	6.78%	7.18%
Blended rate	6.78%	7.42%
1st payment	$4,088.46	$3,992.87
2nd payment	$0.00	$0.00
Taxes / mo	$375.33	$375.33
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$117.88
HOA / mo	$178.00	$178.00
Total monthly	$4,808.46	$4,830.75
Cash to close	$39,652	$65,490