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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$421,374$421,374$468,000
Remaining term (yrs)27.727.730.0
Secondary amount$0$46,626$0
Funding fee$0$0$0
Note rate6.92%6.92%7.18%
Blended rate7.47%7.622%7.42%
1st payment$2,847.11$2,847.11$3,170.40
2nd payment$0.00$349.69$0.00
Taxes / mo$304.00$304.00$304.00
Insurance / mo$166.67$166.67$166.67
MI / mo$197.73$197.73$93.60
HOA / mo$60.83$60.83$60.83
Total monthly$3,576.34$3,926.03$3,795.49
Cash to close$98,626$52,000$52,000